![]() You must deposit enough to cover all items that caused your overdraft plus any outstanding checks, automatic payments, or pending debit card purchases that may be presented that business day. Fifth Third Extra Time ® gives you longer-anytime before midnight ET on the business day after your account is overdrawn-to make a deposit that brings your available balance to at least $0.Early access to funds is dependent on submission of direct deposit by payer and standard fraud prevention restrictions. Federal tax refunds may be received from the Internal Revenue Service up to five days before the scheduled payment date. Early Pay grants you access to your eligible direct deposit payments up to two days prior to the scheduled payment date. ![]()
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